New from 1 October 2026
Segregated. Compensated. Now insured.
Your funds have one more line of defence.
Segregated accounts, the Investor Compensation Fund, and now insurance cover of up to €1,000,000 per eligible client, placed with Lloyd's Insurance Company.*
*Subject to the policy's terms, conditions, eligibility criteria and limits.Legal Documents.
Three layers between your money and the unexpected
Here's what stands behind the money you hold with us.
Layer 01
Kept apart from ours
Your funds sit in segregated accounts, separate from Naga Markets Europe's own money, at all times.
Layer 02
Up to €20,000 from the ICF
Naga Markets Europe is a member of the Investor Compensation Fund, which can compensate eligible clients up to €20,000.
Layer 03
Up to €1,000,000 on top
Our insurance policy picks up eligible losses above €20,000, up to €1,000,000 per client.*
What's covered, in plain words
Cover only means something if you know exactly what it does. Here it is.
How the cover works
Four things to know.
01
When it applies
If Naga Markets Europe becomes insolvent and client assets are lost through fraud, theft, embezzlement or similar misconduct.
02
What it covers
Your cash and securities held with us, including shares, ETFs and the margin behind your CFD positions. It does not cover the value of open positions, trading losses or market movements.
03
How much
Eligible losses above €20,000, up to €1,000,000 per client, subject to the policy's terms, conditions and limits.
04
How to claim
If it ever comes to it, you submit your claim to the appointed insolvency practitioner and a claim form to Naga Markets Europe, both within 12 months. The practitioner handles the rest with the insurer.
Layer 03 · Insurance
Up to €1,000,000
Eligible losses above €20,000, per client
Layer 02 · Investor Compensation Fund
Up to €20,000
Statutory scheme, eligible clients
Layer 01 · Segregated accounts
Kept apart
Separate from company money
Illustrative. Subject to each scheme's and the policy's terms, conditions and limits.
The cover at a glance
DetailCover
Cover per eligible clientUp to €1,000,000
Applies to lossesAbove €20,000 per client
Insured entityNaga Markets Europe Ltd, regulated by CySEC (licence 204/13)
InsurerLloyd's Insurance Company S.A.
BrokerWillis Towers Watson
Policy period1 October 2026 – 30 September 2027
Covered assetsCash and securities
Minimum balanceNone
Cost to youNone
Frequently asked questions
No. The cover protects the cash and securities you hold with us if the company fails. Losses from trading, market movements or your own investment decisions are not covered.
Trade with an extra layer behind you
Segregated accounts, the ICF, and up to €1,000,000 of insurance cover per eligible client.
Open an accountImportant information about the insurance cover
- The policy is held by Naga Markets Europe Ltd with Lloyd's Insurance Company S.A. Eligible clients are beneficiaries under a trust, not policyholders, and cannot bring a claim against the insurer directly.
- Cover applies only to losses of cash and securities caused by fraud, theft, embezzlement or similar misconduct following an insolvency of Naga Markets Europe Ltd. Other losses are not covered.
- To qualify, a client must be an eligible claimant and submit a claim to the insolvency practitioner, and a claim form to Naga Markets Europe Ltd, within 12 months of the insolvency, or any longer period the insurer allows.
- Cover is subject to conditions, including confirmation from the insolvency practitioner required by the policy before any claim is valid.
- Payment depends on the insolvency practitioner cooperating with the insurer and meeting the policy's obligations.
- Cover is subject to the policy's terms, conditions, exclusions and limits, including an overall limit on total payments. The first €20,000 of each client's loss is not covered by the policy. Legal Documents
Naga is a trading name operated by Naga Markets Europe Ltd, regulated by CySEC, licence 204/13.
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NAGA is a trademark of The NAGA Group AG, a German based FinTech company publicly listed on the Frankfurt Stock Exchange | WKN: A41YCM | ISIN: DE000A41YCM0.
The website is operated by NAGA Markets Europe LTD which is authorised and regulated by the Cyprus Securities and Exchange Commission (CySEC) under licence No. 204/13. The registered address of NAGA Markets Europe LTD is Agias Zonis 11, Limassol 3027, Cyprus. NAGA Markets Europe LTD is also registered with the Romanian Financial Supervisory Authority (“ASF”) with registration no. PJM01SFIM/400019.
RISK WARNING: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage of retail investor accounts lose money when trading CFDs with this provider.You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Trading with NAGA Trader by following and/or copying or replicating the trades of other traders involves high levels of risks, even when following and/or copying or replicating the top-performing traders. Such risks include the risk that you may be following/copying the trading decisions of possibly inexperienced/unprofessional traders, or traders whose ultimate purpose or intention, or financial status may differ from yours. Before making an investment decision, you should rely on your own assessment of the person making the trading decisions and the terms of all the legal documentation.
Other group entities: JME Financial Services (Pty) Ltd operates naga.com/za an authorised Financial Services Provider and is regulated by the Financial Sector Conduct Authority in South Africa under license no. 37166.
Key Way Markets Ltd operates naga.com/ae and is authorized and regulated by the Abu Dhabi Global Market (ADGM) Financial Services Regulatory Authority (license no. 190005).
NAGA Capital Ltd operates naga.com/en and is authorised and regulated by the Seychelles Financial Services Authority (FSA) (license no. SD026).
Restricted regions: NAGA Markets Europe LTD offers services to residents within the European Economic Area, excluding Belgium. NAGA Markets Europe LTD does not provide investment and ancillary services in the territories of third countries.
Affiliate programs are not permitted in Spain for the investment service commercialisation or client acquisitions by unauthorised third parties.
Los programas de afiliados no están permitidos en España para la comercialización de servicios de inversión y captación de clientes por parte de terceros no autorizados.
RISK WARNING: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 77.41% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.